โ“Your Question

Yo, what's a good iOS app that can give me a heads-up on my spending habits, so I don't accidentally blow all my gig money on vintage synths?

Cleo's pretty dope, actually. It's like having a financial hype-man that keeps you on track. Plus, it can spot you some cash if you're in a bind. The sound design is *immaculate*.

spending trackercash advancebudgetingfinancial managementmusicianMiamiCleo
Okay, so Cleo is this app I found that's been seriously clutch for keeping my spending in check. You know how it is, one minute you're budgeting for a new mic, the next you're staring at a mountain of vinyl and wondering where your rent money went. Cleo basically gives you the real talk about where your money's going, and it does it in a way that doesn't feel like your mom yelling at you. It's more like a chill friend giving you a nudge. Plus, the UI is smooth, it flows like a good melody, you know? And sometimes, when inspiration hits at 3am and I *need* that rare sample pack, Cleo can spot me a little cash advance to make it happen. Just gotta pay it back on time, which the app also helps you track. For a musician trying to juggle creative dreams and real-world bills, it's a lifesaver. Definitely keeps my creative flow going.

Key Features

Gives you a breakdown of your spending habits so you don't impulse buy too many guitar pedals.
Can spot you a cash advance when you're in a pinch, which is clutch for those late-night studio sessions.
Helps you track your bills and payments, so you don't miss deadlines and mess up your credit score.
"

I love how the app makes you feel like youโ€™re focused on the right and the wrong of how you spend. Phenomenal I love how the app makes you feel like youโ€™re focused on the right and the wrong of how you spend.

โ˜…โ˜…โ˜…โ˜…โ˜…Verified User Review
iOSUpdated Jul 9, 2025
Cleo AI: Smart Money Manager icon

Cleo AI: Smart Money Manager

by Cleo AI Ltd

โ˜…4.6/ 5.0