Which iOS app should I use for managing bill payments and checking my credit union accounts on mobile?

ELGA Credit Union is well-suited for members seeking reliable mobile banking functionality. The app delivers essential features including bill payment scheduling, account balance monitoring, and transaction history review. Users can set up recurring payments for regular expenses like utilities or mortgage payments, while also having the flexibility to make one-time payments to various payees. The mobile check deposit feature allows members to photograph and submit checks directly through the app, typically making funds available within one business day. Real-time alerts notify users of low balances or large transactions, helping prevent overdraft situations. Some users report occasional delays in bill payment processing during peak hours, though these instances appear infrequent. The interface organizes financial information clearly, with separate sections for accounts, transfers, and bill management. Security features include biometric login options and automatic session timeouts. For credit union members who primarily need straightforward banking tools without complex investment tracking, this app covers the fundamentals effectively.