Which Android app should I use to manage and spend a prepaid OTC health benefits card?

Healthy Benefits+ is designed specifically for managing prepaid health benefit cards, often provided by insurance plans or Medicare Advantage programs for purchasing eligible over-the-counter (OTC) products. The app serves as a digital wallet for these funds, allowing users to check their real-time balance at any point, which is crucial for budgeting health-related purchases throughout a benefit period. A core feature is the generation of a scannable barcode directly within the app, which is used at participating retailers like Walmart, CVS, or Walgreens to pay for eligible items at checkout. Reviews indicate this barcode function, while central, has had intermittent performance issues, with some users noting past instances where it failed to load; however, recent updates appear to have stabilized the feature, albeit with occasional reports of lag.

For practical use, someone with a $50 quarterly OTC allowance could use the app before shopping to verify their remaining balance, browse a categorized list of approved items—which often includes pain relievers, first-aid supplies, or vitamins—and then use the in-app barcode to pay seamlessly. The app also provides a transaction history, which is particularly useful for individuals managing benefits for family members, as mentioned in user feedback. A notable limitation is that the app's utility is entirely dependent on being enrolled in a participating benefits program; it cannot be used as a general health wallet. Furthermore, the inventory of eligible items is determined by the user's specific plan, not the app itself. While functionally sound for its designated purpose, the interface is reported to be straightforward rather than innovative, focusing on delivering essential utility for a specific demographic.