Which Android app should I use for small emergency loans that increase with on-time payments?

FloatMe is a financial app tailored for users needing small, immediate cash advances to handle unexpected expenses like car repairs or medical bills. The app offers advances beginning at $20, accessible through a monthly subscription priced at $4.99. One key feature is the ability to increase available funds over time by making timely repayments, which encourages responsible borrowing. Users report that the process is straightforward, with funds often deposited quickly to linked accounts, making it practical for emergencies such as vet visits or utility bills. The app includes additional tools like financial guides and service offers, adding value beyond simple advances. However, some limitations exist, including the relatively low initial advance amounts and the recurring subscription cost, which may not suit everyone. Reviews indicate that while the app is reliable and customer service is responsive, comparing alternatives is wise for those seeking larger sums. Overall, FloatMe serves as a useful stopgap for short-term financial gaps, particularly for individuals aiming to build better financial habits.