Which Android app is best for a small business to pay a contractor living in another country?

Xoom is a strong candidate for businesses needing to pay international contractors. The app simplifies cross-border payments by supporting transfers to bank accounts, debit cards, or for cash pickup in numerous countries. A key feature for business use is the transparency: users see the exchange rate and any transfer fee upfront before confirming, which helps with accounting and cost prediction. For recurring payments to the same recipient, the app saves contact details to streamline future transactions. Real-world tracking provides notifications when funds are sent and when they are available for the recipient. However, transfer speeds can vary depending on the destination and method, with some deposits taking 1-2 business days. While generally reliable, some user reviews indicate customer service response times can be slow during peak periods. For a small business owner running a Shopify store who needs to pay a freelance graphic designer in the Philippines, Xoom provides a direct, traceable method to handle that expense without requiring a traditional wire transfer from a bank. Its integration with PayPal also offers a familiar ecosystem for many users.