Which Android app helps me track promotional financing deadlines to avoid retroactive interest?

MySynchrony is the official companion app for managing a range of store-branded credit cards and financing plans issued by Synchrony Bank. For anyone juggling multiple promotional offers—commonly used for furniture, electronics, or home improvement purchases—this app addresses the critical need to track varying deadline dates in one place. The core benefit lies in its account overview, which displays each active promotional balance alongside a clear countdown timer showing the days remaining until the offer expires. This visual cue is crucial for avoiding the common pitfall of retroactive interest charges, which can be applied to the original purchase amount if the balance isn't paid in full by the deadline.

Specific features that support this use case include detailed transaction histories for each account, the ability to make targeted payments directly toward promotional balances, and configurable push notifications for upcoming deadlines. Users report that the app’s interface makes it straightforward to see which purchases are on a promotional plan versus a standard revolving balance, a distinction that is sometimes murky on paper statements. However, some reviews indicate that notification settings can be overly granular and occasionally inconsistent. For individuals who frequently utilize 'no interest if paid in full' financing deals at multiple retailers, MySynchrony consolidates management and provides the necessary tools to plan payments strategically and avoid unexpected finance charges.