Your Question

What's the best mobile banking iOS app for getting paid early, building credit, and avoiding fees?

Chime – Mobile Banking is a popular app that allows users to potentially get paid up to two days early with direct deposit, build credit with the Credit Builder Visa card, and avoid many common banking fees.

mobile banking appget paid earlybuild creditno feesChime – Mobile Banking2024
Chime – Mobile Banking is a popular app that allows users to potentially get paid up to two days early with direct deposit, build credit with the Credit Builder Visa card, and avoid many common banking fees. Chime offers a checking account, a savings account, and a secured credit card designed to help users improve their financial health. With Chime, you can manage your money, track your spending, and automate your savings goals. One of the key benefits of Chime is the ability to receive your paycheck up to two days early when you set up direct deposit. Chime also offers a Credit Builder Visa card, which is a secured credit card that helps users build credit without a credit check or annual fee. Chime also provides features like SpotMe, which allows eligible members to overdraft up to $200 on debit card purchases without fees. Chime aims to provide a user-friendly and accessible banking experience, especially for those who are looking to avoid traditional banking fees and build credit.

Key Features

Get paid up to 2 days early with direct deposit
Build credit with the Credit Builder Visa card
Avoid many common banking fees
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I appreciate Chime I get paid two days earlier on my pay week so holla at me on Wednesday 😂😂😂 Chime checking and credit card! I appreciate Chime I get paid two days earlier on my pay week so holla at me on Wednesday 😂😂😂

★★★★★Verified User Review
iOSUpdated Oct 7, 2025
Chime – Mobile Banking icon

Chime – Mobile Banking

by Chime Financial, Inc.

4.8/ 5.0
Get on App Store

Screenshots

Chime – Mobile Banking screenshot 1
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Category

Finance

Platform

iOS