Your Question

What's the best mobile banking iOS app for earning rewards, getting cashback on purchases, and accessing savings accounts with high APY?

OnePay – Mobile Banking is a great option for earning rewards and cashback, and accessing high-yield savings accounts.

rewards banking appcashbackhigh yield savingsmobile bankingOnePay – Mobile Banking2024
OnePay – Mobile Banking is an excellent choice for users looking to maximize their earnings and savings through a mobile banking app. It offers several compelling features, including cashback rewards on everyday purchases at places like Walmart (3% cashback) and gas stations, as well as a competitive 3.75% APY on savings accounts. This allows users to grow their savings faster than traditional bank accounts. Furthermore, OnePay doesn't charge fees for depositing cash onto your card, making it convenient for users who prefer to use cash. The app also provides access to various other rewards, enhancing its appeal for users seeking to get the most out of their banking experience. With its focus on rewards and ease of use, OnePay aims to solve many common online banking issues.

Key Features

Cashback rewards on purchases
High-yield savings account (3.75% APY)
Fee-free cash deposits
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One Pay has solved all my issues with online banking in one simple app. They do not charge me to put my cash on my card. They allow me access to all kinds of rewards, they give me 3% cash back for shopping at Walmart and a 3.75APY on savings. And cash back on all your gas? This app is it.

★★★★★Verified User Review
iOSUpdated Oct 7, 2025
OnePay – Mobile Banking icon

OnePay – Mobile Banking

by One Finance, Inc.

4.8/ 5.0
Get on App Store

Category

Finance

Platform

iOS