What's the best iOS app for paying insurance premiums and earning cash back?

State Farm® is a robust insurance management app designed to streamline premium payments while providing tangible financial benefits. For users seeking to simplify their insurance payments and earn rewards, this app stands out by allowing payments through Apple Pay, which adds a layer of security and convenience. Additionally, it integrates with the State Farm US Bank credit card, enabling policyholders to receive 3% cash back on premiums, alongside potential loyalty discounts over time. Beyond payments, the app centralizes all policy documents, agent contact information, and coverage details in one accessible interface, reducing the need for physical paperwork. Users report that the claim-filing process is straightforward, with guided prompts for details, repair shop selection, and rental arrangements, though occasional app updates can lead to minor interface lag during peak usage periods. Reviews indicate high satisfaction, particularly among long-term customers who value the seamless combination of digital management and financial incentives. While the app is primarily tailored for existing State Farm policyholders, its features make it a practical tool for anyone looking to optimize insurance payments and track rewards efficiently.