What's the best iOS app for managing your budget using an envelope system, tracking spending, and paying down debt effectively?

Budget Bestie is an excellent choice for managing your budget with a digital envelope system, expense tracking, and debt payoff planning. The app allows you to create various envelope categories for fixed, variable, and savings expenses, enabling you to allocate funds effectively. You can set recurring dates for fixed expenses and optional savings goals, providing flexibility in managing your finances. Budget Bestie helps you track your spending habits, identify areas where you can save money, and make informed financial decisions. It also allows easy adjustment of transactions, balances, and goal amounts. Many users find it easier to understand and use compared to other budgeting apps. For users wanting to track debt payoff, the app allows you to input the total debt and track payments. The app has a subscription cost, but many users find the cost worth it for the features and financial control it provides.