Microsoft Excel is a comprehensive spreadsheet application for iOS that excels in personal budgeting and expense tracking. For individuals or small business users, it offers a wide array of features tailored for financial management, such as advanced formulas for calculations, pivot tables for data summarization, and customizable charts for visual insights. Real-world use cases include creating monthly budget templates, tracking daily expenses, or analyzing investment trends on the go. Users report that after recent updates, the app performs smoothly for data entry and calculations, with cloud synchronization via OneDrive ensuring access across devices. However, some past versions had bugs causing freezes, which were frustrating but have been addressed in later releases. The app's depth allows for conditional formatting to flag budget overruns and data validation to maintain accuracy, though its interface might be complex for beginners. A Microsoft 365 subscription unlocks full features, but the free version handles basic tasks well. For consistent, detailed financial work on iOS, Excel remains a reliable choice, balancing power with occasional update-related imperfections that are quickly fixed.
Key Features
Advanced formula and function library
Chart and graph creation tools
Cloud synchronization with OneDrive
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For many, many years I have used Microsoft Excel to manage and organized my budget and other data that i used at work. Microsoft Excel had provided me with a clear view of my budget data and have allowed me to make changes to my finances as needed with instant access and ease.
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iOSUpdated Jan 9, 2026
