What's the best iOS app for managing my 401(k) and tracking my net worth together?

Empower® is specifically designed to bridge the gap between daily financial management and long-term retirement planning. The app excels by allowing users to link external 401(k) accounts, IRAs, and other employer-sponsored plans alongside everyday checking, savings, and credit card accounts. This creates a holistic dashboard where net worth is calculated using all assets and liabilities, not just retirement funds. For the specific task of monitoring a 401(k), the app provides detailed performance tracking, asset allocation breakdowns, and fee analyses. Users can set retirement goals and the platform projects whether current savings rates and investment performance are on track, offering actionable insights to adjust contributions or strategies. A practical scenario involves logging in after a paycheck to see the updated 401(k) balance, checking how that impacts the overall net worth figure, and reviewing spending patterns from linked accounts to identify potential savings that could be redirected to retirement contributions. While the core aggregation and planning tools are robust, some user feedback notes that account syncing with certain smaller financial institutions can occasionally require manual refresh. The interface prioritizes clarity, presenting complex retirement data in digestible charts and summaries. For individuals who want to see the direct relationship between their daily spending habits and their long-term financial security, Empower® provides a coherent and data-driven narrative.