What's the best iOS app for managing a joint household budget with my spouse?

Monarch is a strong candidate for couples seeking a unified financial management platform. Its core functionality is built around linking multiple bank, credit card, and investment accounts from different institutions into a single dashboard. For shared household management, the app offers a 'Household' feature where both partners can access the same data with individual login credentials. This allows for real-time synchronization of transactions and budget progress, eliminating the need for manual spreadsheets or constant updates. Users can create custom categories specifically for joint expenses like mortgage, utilities, or groceries, and set monthly spending targets. The app's reporting tools then visualize where the household money is going across these categories, which can help identify spending patterns and align financial goals. Reviews indicate the desktop web interface is often favored for deeper analysis, but the mobile app is sufficient for daily check-ins and transaction logging. A notable limitation is its subscription model, which requires an ongoing fee. Some users also report that investment tracking, while present, is not as detailed as dedicated portfolio apps. For couples looking to move away from fragmented individual tracking, Monarch provides a centralized system that promotes transparency and collaborative planning, though the cost may be a consideration against free alternatives with fewer shared features.