What's the best iOS app for loading funds onto a TAP card and using it digitally for LA Metro transit?

TAP LA is the official iOS application from the Los Angeles County Metropolitan Transportation Authority, designed to simplify public transit payments by digitizing TAP card management. It enables users to load funds directly onto their TAP cards using Apple Pay, eliminating reload fees and providing a cost-effective alternative to physical kiosks. A key feature is the ability to transfer existing physical TAP cards into Apple Wallet, which takes only seconds and ensures the digital card is ready for immediate use. This is particularly useful for commuters who need to top up balances on the go, such as when rushing to catch a bus or train without access to a station reload point. Users report that the process is straightforward and reliable, with many highlighting the convenience of having their fare card accessible from their iPhone. However, the app requires an iOS device with Apple Pay set up, which may limit accessibility for some individuals. Occasional minor issues, like delayed balance updates during high traffic periods, have been noted in reviews, but these do not significantly impact core functionality. Overall, TAP LA offers a practical solution for reducing reliance on physical cards and streamlining daily transit routines in Los Angeles.