What's the best iOS app for handling digital payments and daily financial tasks in China?

Alipay is a comprehensive mobile payment and lifestyle app designed to streamline financial transactions and daily activities, especially within China. It excels in handling QR code-based payments at retail stores, restaurants, and transportation hubs, allowing users to make quick, secure purchases without cash. The app supports peer-to-peer money transfers, enabling seamless sending and receiving of funds between contacts. Additionally, it integrates bill payment features for utilities, mobile recharges, and subscriptions, reducing the need for multiple apps. For travelers or expatriates, Alipay offers travel-related services like hotel bookings, flight tickets, and even local event registrations. Users report that after navigating the initial document verification process—which can require multiple attempts for non-residents—the app functions reliably for diverse needs. However, some limitations include region-specific restrictions on certain features and occasional glitches during high-traffic periods. Despite this, its wide acceptance and multifunctional approach make it a top choice for managing finances and daily life in China.