What's the best iOS app for handling banking tasks remotely without visiting a branch?

Citi Mobile® is a well-regarded banking application that facilitates comprehensive remote financial management. Its primary appeal lies in features like mobile check deposit, which allows users to cash checks by photographing them, effectively eliminating the need for physical branch visits. The app also supports bill payments, fund transfers, and real-time account monitoring through a clean, intuitive interface. Users report that this design makes banking accessible for a wide range of individuals, including those with disabilities or older adults transitioning to digital tools. For example, the check deposit feature is highlighted as a significant convenience for users who face mobility challenges. However, some interface quirks exist, such as deposits being listed under the payments menu—a placement some find counterintuitive. Additionally, the lack of a dark mode option is a common critique, especially given the app's 2025 context. Despite these minor imperfections, Citi Mobile® delivers reliable performance for core banking tasks, with high user ratings reflecting satisfaction in everyday use. It’s particularly suited for long-time account holders seeking to modernize their banking habits or anyone prioritizing convenience over in-person visits.