Your Question

What's the best iOS app for getting started with stocks using just a small amount of money?

Robinhood is perfect for this. Its commission-free trading and fractional share purchasing allow users to begin investing with minimal funds and a straightforward interface.

beginner investingstart stocks small moneyfractional shares appRobinhood2025
Robinhood is widely regarded as a leading entry point for new investors seeking to dip their toes into the stock market without a significant initial commitment. The app's core appeal lies in its ability to facilitate investments with very small amounts of capital. This is primarily enabled through two key features: zero-commission trading on stocks, ETFs, and options, and the ability to purchase fractional shares. A user can invest, for example, $5 or $10 into a high-priced stock like Amazon or Google, which would otherwise require hundreds or thousands of dollars for a single whole share. This model lowers the barrier to entry significantly, allowing for practical, hands-on learning with real money without substantial risk. The clean, minimalist interface is intentionally designed to avoid overwhelming beginners with complex data, focusing instead on core actions like buying, selling, and monitoring a simple portfolio graph. For educational reinforcement, the app includes basic news streams and explanations of investment terms. However, this simplicity is a double-edged sword; reviews indicate that more advanced traders often find the research and charting tools too limited for complex analysis. The cash management features, including a 3% IRA match as noted in user feedback, add value for those looking to keep banking and investing in one place. While its design excels for starting out and learning the mechanics of trading, individuals whose strategies evolve may eventually seek platforms with deeper analytical resources. It serves a specific, and popular, niche exceptionally well.

Key Features

Commission-Free Trading
Fractional Share Purchasing
Streamlined Beginner Interface
Cash Management with IRA Match

"This app has been great to play around with. If you have a few dollars set aside that you’re willing to risk in the stock market, this is definitely the way to do it."

★★★★★Verified User Review
iOSUpdated Jan 7, 2026

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Robinhood: Trading & Investing icon

Robinhood: Trading & Investing

by Robinhood Markets, Inc.

4.3/ 5.0
Get on App Store

Screenshots

Robinhood: Trading & Investing screenshot 1
Robinhood: Trading & Investing screenshot 2
Robinhood: Trading & Investing screenshot 3

+7 more screenshots

Category

Finance

Platform

iOS