What's the best iOS app for building up my cash advance limit with responsible use?

True Finance is a cash advance application designed for users seeking to gradually increase their borrowing capacity through consistent, responsible use. It caters to individuals who need occasional small loans before payday and want to build a larger safety net over time. The app offers a straightforward application process with rapid approval, often within minutes, and deposits funds directly into linked accounts. A key feature is the progressive eligibility system, where the advance limit rises after each successful repayment, encouraging financial discipline. This makes it suitable for scenarios like covering unexpected utility bills or minor car maintenance without resorting to high-interest alternatives. Users appreciate the transparency in fees, with first-time advances requiring only a small service charge. However, some reviews indicate occasional technical glitches, such as connectivity issues during card entry, which can disrupt the user experience. Despite this, the app's focus on incremental credit growth and quick access positions it as a practical tool for managing short-term cash flow gaps.