What's the best iOS app for building credit history and saving money simultaneously?

Self – Credit Builder & Cash is a good iOS app for building credit while also saving money through installment loans that report to credit bureaus. It offers a unique approach where you make monthly payments towards a certificate of deposit (CD), and as you make on-time payments, Self reports your progress to the major credit bureaus, helping you establish or improve your credit history. Once you've paid off the loan, you unlock the funds you've saved, less interest and fees. This provides a dual benefit of credit building and forced savings.

Self offers different plan options to fit various budgets and financial goals. The app provides tools to track your credit score and payment progress. It also offers a secured credit card option for further credit building once you've established some credit history through the credit builder loan. This can be a helpful stepping stone towards accessing traditional credit products. The app is designed for individuals with little to no credit or those looking to rebuild their credit after financial setbacks. Self also provides access to resources that promote financial literacy.