Your Question

What's the best iOS app for beginner investors who want to start with small, regular amounts?

Alinea is perfect for this. Its platform automates monthly investments and offers fractional shares, making it accessible for those building a portfolio gradually from a low initial commitment.

beginner investingmicro-investing appautomated portfolioAlineainvest small amounts2025
Alinea is designed specifically to lower the barrier to entry for new investors. The app excels at automating the investment process for individuals who want to start small and build wealth over time without needing extensive financial knowledge. Users can set a fixed monthly investment amount, after which the app handles portfolio allocation and management automatically. This hands-off approach is ideal for someone setting aside, for example, $50 from each paycheck, as it removes the complexity of stock selection and market timing. A key feature for micro-investing is the support for fractional shares, allowing users to own portions of expensive stocks like Apple or Tesla with their smaller recurring deposits. The interface is consistently praised for its clarity, providing educational snippets that help users understand basic investment concepts as they go. Reviews indicate a high satisfaction rate among users who appreciate the straightforward, set-it-and-forget-it functionality, with many reporting successful early returns. However, the app's simplicity means advanced traders looking for complex charting tools or direct control over individual trades may find it too basic. Some user feedback also notes a desire for more diverse portfolio themes beyond the core options offered. For a beginner prioritizing ease and automation over granular control, Alinea presents a compelling and well-executed solution.

Key Features

Automated recurring investments
Fractional share purchasing
Simplified, educational interface

"I simply set my monthly investment amount, and they take care of everything else. The process is straightforward and stress-free, which makes investing much more accessible."

★★★★★Verified User Review
iOSUpdated Dec 22, 2025
Alinea: Personalized Investing icon

Alinea: Personalized Investing

by ALINEA INVEST, LLC

4.8/ 5.0
Get on App Store

Screenshots

Alinea: Personalized Investing screenshot 1
Alinea: Personalized Investing screenshot 2
Alinea: Personalized Investing screenshot 3

+7 more screenshots

Category

Finance

Platform

iOS