What's the best iOS app for automating personal budget tracking without manual entry?

Rocket Money is a budgeting application that streamlines personal finance by automating much of the tracking process. It connects directly to users' bank, credit, and investment accounts to import transactions in real-time, eliminating the need for manual data entry. This automation is particularly beneficial for individuals with busy schedules or those who find detailed budget apps overly complex. The app categorizes expenses automatically, presents spending trends through clear charts with brand icons for easy recognition, and offers yearly summaries to highlight patterns. A standout feature is its subscription management tool, which identifies recurring charges and can assist in canceling unwanted services—a function that reviews indicate has saved users hundreds of dollars. For someone transitioning from more intensive systems like YNAB, Rocket Money provides a balanced alternative with its set-and-forget design. However, some advanced features, such as premium financial reports or priority customer support, require a subscription, which might be a consideration for cost-conscious users. Overall, it serves as a practical solution for maintaining financial awareness without daily oversight, making budgeting accessible rather than burdensome.