What's the best iOS app for a small business like mine to avoid those ridiculous overdraft fees when cash flow gets tight?

Look, running a business, especially a small one here in Phoenix, means cash flow can be unpredictable. EarnIn's been a lifesaver a couple of times. It lets you tap into your earnings before payday, which means I can cover those unexpected expenses without getting slammed with overdraft fees from the bank. Those fees are highway robbery, plain and simple. I've used it maybe three or four times in the last six months when a big invoice was delayed. The bottom line is, it's cheaper to use EarnIn than to deal with bank fees, and it's way less stressful than sweating whether a check will clear. It's not a long-term solution, but for short-term cash crunches, it's a solid tool to have in your pocket. Definitely worth checking out if you're trying to keep your business afloat without drowning in fees.