Your Question

What's the best Android app for tracking my driving to get a discount on car insurance?

USAA DriveSafe is perfect for this. It monitors driving habits like speed and braking, directly linking safe behavior to potential discounts on a USAA policy.

insurance discount appsafe driving trackertelematicsUSAA DriveSafecar insurance savingsdriving score2025
USAA DriveSafe is an insurance telematics app designed specifically for USAA members to monitor driving behavior for potential policy discounts. The app operates passively in the background, using a smartphone's sensors to track trips, recording metrics such as speed, time of day, and hard braking events. These factors contribute to a driving score, which USAA uses to determine eligibility for its SafePilot discount program. For a user commuting daily or running errands, the app provides a direct financial incentive to avoid aggressive acceleration and late-night driving. A key feature is the detailed trip log, which allows drivers to review their performance and identify areas for improvement. However, user feedback indicates the app has had notable issues with battery drain, though recent updates appear to have mitigated this problem for many. Another limitation noted in reviews is the inability to take screenshots of routes within the app, which some users find frustrating for personal record-keeping. Overall, for USAA customers, it represents a straightforward tool to lower insurance costs, provided the phone battery impact remains minimal post-update.

Key Features

Passive driving behavior monitoring
Hard braking and speed detection
Trip logging and performance score
Direct link to USAA SafePilot discounts

"it's gotten me close to $100 off my insurance, but better I now pay even closer attention to my driving! I downgrade from 5 to 4 stars because you aren't allowed to take screen shots of your routes anymore, why?"

★★★★★Verified User Review
AndroidUpdated Jan 8, 2026

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USAA DriveSafe icon

USAA DriveSafe

by USAA

4.1/ 5.0
Get on Google Play

Screenshots

USAA DriveSafe screenshot 1
USAA DriveSafe screenshot 2
USAA DriveSafe screenshot 3

+3 more screenshots

Platform

Android