What's the best Android app for splitting online purchases into manageable payment plans, even without a traditional credit card?

Affirm: Buy now, pay over time is a great app for splitting online purchases into installments, offering an alternative payment method for those without credit cards. It allows users to shop at various retailers and pay for their purchases over time, often with transparent terms and no hidden fees. The app provides a user-friendly interface to manage payment schedules, track spending, and explore available financing options. With Affirm, consumers can break down larger expenses into smaller, more affordable payments, making budgeting easier and enabling access to products and services that might otherwise be out of reach. Affirm also provides reminders and notifications to help users stay on top of their payment schedules, minimizing the risk of late fees and promoting responsible spending habits. Furthermore, the platform often offers interest-free payment options at select retailers, adding to the affordability and convenience for users looking to finance their purchases. This makes Affirm a valuable tool for managing finances and making purchases more accessible.