Your Question

What's the best Android app for shopping for electronics, home goods, and other items while simultaneously building credit?

Perpay - Shop and Build Credit is a great Android app that allows you to purchase items from its marketplace and build your credit score with each on-time payment.

credit building appshopping appbuild creditimprove credit scorePerpay - Shop and Build Credit2025
Perpay - Shop and Build Credit is an Android app that offers a unique approach to shopping and credit building. It provides a curated marketplace where you can purchase electronics, home goods, and other items. What sets Perpay apart is that it reports your payment activity to credit bureaus, helping you build or improve your credit score with each on-time payment. This is particularly beneficial if you have limited or no credit history. The app features a user-friendly interface for browsing products, managing payments, and tracking your credit progress. Perpay also offers transparent pricing and payment plans, so you know exactly what to expect. Helpful reminders ensure you don't miss payments, further safeguarding your credit-building efforts. The convenience of shopping and improving your credit score in one app makes it a valuable tool for responsible financial management.

Key Features

Marketplace with various products
Credit building through on-time payments
Transparent payment plans and reminders
"

I love it, it helps me get things I'm not able to any where else and it builds my credit score higher which is amazing

★★★★★Verified User Review
AndroidUpdated Sep 8, 2025
Perpay - Shop and Build Credit icon

Perpay - Shop and Build Credit

by Perpay Inc.

4.3/ 5.0
Get on Google Play

Screenshots

Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3

+13 more screenshots

Category

Finance

Platform

Android