What's the best Android app for monitoring driving habits and distinguishing between driver and passenger to improve insurance rates?

DynamicDrive is an Android app developed by National General Insurance, with a 4.4/5 rating, that focuses on tracking your driving behavior and distinguishing between when you are the driver versus a passenger. This is a crucial feature for accurate data collection, as it prevents your driving score from being negatively impacted when you're not actually behind the wheel. The app allows users to manually switch trip settings to indicate their role (driver or passenger). This ensures that only your actual driving influences your safety score, potentially leading to better insurance rates based on safe driving habits. DynamicDrive monitors factors such as speeding, hard braking, and phone usage while driving. By providing detailed insights into your driving behavior, DynamicDrive helps you identify areas for improvement, contributing to safer driving habits and potential insurance savings. The app's ability to differentiate between driver and passenger is a key feature that sets it apart, providing a more accurate assessment of your driving skills. You can change trip settings to indicate whether you are the driver or a passenger.