What's the best Android app for managing a budget by splitting purchases into smaller, interest-free payments, even when you're living paycheck to paycheck?

Klarna | Shop now. Pay later. is an excellent app for managing your budget, especially when you're living paycheck to paycheck. It provides quick access to flexible payment options directly at checkout, offering a 2-week plan (Pay in 4) that divides your total into four interest-free payments, ideal for smaller purchases. For larger expenses, Klarna offers monthly plans that allow you to pay over time, sometimes with 0% interest, making budgeting more manageable. The app's easy approval process, often without credit checks for most purchases, makes it accessible. To use Klarna, simply select it as your payment method at checkout on participating websites or within the app. Klarna splits your total purchase into manageable installments, helping you stay on top of your finances. Remember to pay your debts responsibly to fully benefit from this financial tool.