Key features include expedited funding for a $14.99 fee, payment date extensions of nearly a week when needed, and a $4.99 biweekly bank connection fee that can be canceled at any time. Some users mention the app's potential to help build credit scores over time with disciplined use, though this appears to be a secondary benefit rather than the primary focus. While the various fees add up, the transparency about cancellation options and the absence of subscription requirements make it straightforward for temporary use. Reviews consistently highlight the application process as surprisingly simple compared to similar financial apps, though the interface could use some minor visual refinements in the account management section.
Key Features
"My husband's only income is SSI and I decided to try Credit Genie on a whim. I truly didn't have allot of hope after us trying so many other cash advance apps... The very last page says 'You're approved for $100'. So far, everything is good."
★★★★★Verified User Review