What's the best Android app for building credit when you have no credit history?

Current is a banking app designed specifically for individuals looking to establish or rebuild credit, particularly those starting with no credit history. It addresses a common gap in traditional banking by offering a Credit Builder Visa card that reports payment activity to all three major credit bureaus. This feature allows users to build credit simply by making everyday purchases and paying off the balance, which is reported as positive payment history. For example, someone with blank credit reports after years of inactivity can use this card to gradually improve their score. The app includes three separate savings pods for goal-based saving, such as emergency funds or large purchases, and sends notifications for upcoming bill payments to help avoid overdrafts. Reviews indicate that the interface is intuitive, making it accessible for beginners, including parents setting up accounts for children. However, some users report occasional technical issues, like the card incorrectly showing as expired, though customer support typically resolves these. Overall, Current combines essential credit-building tools with everyday banking convenience, though it may not suit those seeking advanced investment features.