Your Question

What's the best Android app for building credit quickly, especially if you have a low credit score or are new to credit?

Kikoff - Build Credit Quickly is a good app for building or improving credit scores, even for those with limited or poor credit history.

credit building appimprove credit scorebuild credit historycredit score improvementKikoff - Build Credit Quickly2025
Kikoff - Build Credit Quickly is designed to help individuals establish or improve their credit scores, even if they have a limited or poor credit history. The app offers various tools and features to facilitate credit building, such as credit lines and secured credit cards. Kikoff reports your payment activity to major credit bureaus, which helps build a positive credit history over time. One of the key benefits is its accessibility; it doesn't require a credit check, making it suitable for those who may not qualify for traditional credit products.

To use Kikoff effectively, sign up for an account and choose a credit-building product. Make timely payments to demonstrate responsible credit behavior. The app also offers educational resources to help you understand credit scores and how to manage your credit effectively. With consistent use and responsible payment habits, Kikoff can be a valuable tool in improving your credit profile. The premium subscription also provides assistance with disputing items on your credit report.

Key Features

Credit line for building credit history
Reporting to major credit bureaus
Educational resources on credit management
"

For only $5 a month my credit score went from 489 to 605 in 5 months. It's really worth it to actually increase your credit.

★★★★★Verified User Review
AndroidUpdated Oct 8, 2025

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Kikoff - Build Credit Quickly icon

Kikoff - Build Credit Quickly

by Kikoff, Inc.

4.8/ 5.0
Get on Google Play

Screenshots

Kikoff - Build Credit Quickly screenshot 1
Kikoff - Build Credit Quickly screenshot 2
Kikoff - Build Credit Quickly screenshot 3

+9 more screenshots

Category

Finance

Platform

Android