Your Question

What's the best Android app for building credit history, especially if I've had trouble getting approved for credit cards in the past?

Current: The Future of Banking is a great Android app for building credit, particularly if you've previously struggled to get credit card approval due to limited or no credit history.

build credit historycredit builder appimprove credit scorecredit card approvalCurrent: The Future of Banking2024
Current: The Future of Banking is an excellent app for building credit, especially for individuals who have faced difficulties obtaining credit cards due to a lack of credit history. The app offers a credit builder Visa card that reports your payment activity to credit bureaus, helping you establish or improve your credit score over time. To use the credit builder feature, you typically need to set up an account, add funds, and then use the card for everyday purchases. As you make timely payments, Current reports this positive activity, gradually boosting your creditworthiness. The app also offers a clean, user-friendly interface, making it easy to track your progress and manage your finances. Furthermore, Current provides additional banking features like savings accounts and direct deposit options, making it a comprehensive solution for managing your money while building credit.

Key Features

Credit builder Visa card
Reporting to credit bureaus
User-friendly interface

amazing! I could NOT get a credit card for a long time due to having no credit... I found Current and have been building my credit ever since. this app is so easy to use, clean interface, and actually gives you a chance to build your credit back up.

★★★★★Verified User Review
AndroidUpdated Oct 6, 2025

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Current: The Future of Banking icon

Current: The Future of Banking

by Current

4.5/ 5.0
Get on Google Play

Screenshots

Current: The Future of Banking screenshot 1
Current: The Future of Banking screenshot 2
Current: The Future of Banking screenshot 3

+5 more screenshots

Category

Finance

Platform

Android