What's the best Android app for budgeting a large home improvement purchase across several months?

Affirm is a practical tool for managing significant home improvement expenses, such as a new appliance or furniture set, by breaking the total cost into manageable installments. The app works directly with a wide network of merchants, including major home retailers. Users can check their personalized payment options—including interest-free plans—before committing to a purchase, which provides clarity for household budgeting. A key feature is the transparent schedule within the app, which shows all upcoming payments and sends reminders before each withdrawal. This predictability helps avoid surprises when coordinating with other monthly bills. While the app is highly rated for its straightforward interface, its utility is dependent on merchant participation; not every store accepts Affirm at checkout. Reviews indicate that responsible use, such as making payments on time, can lead to increased spending limits for future projects. For planning a kitchen remodel or furnishing a new room, Affirm offers a structured alternative to traditional credit, though it's wise to compare its terms with other financing methods.