What's a good iOS app to get a small cash advance that also helps build my credit?

Tilt is an app designed for short-term financial needs that also incorporates a credit-building component. For users seeking an advance between paychecks, the app offers a streamlined process with funds typically deposited directly into a linked account. Where it diverges from many basic advance services is its reporting to credit bureaus. On-time repayments are reported, which can contribute positively to a user's credit score over time, addressing both an immediate cash shortage and a longer-term financial goal. The app assesses advance amounts based on a user's connected financial accounts and income patterns, often providing decisions quickly. For someone with a thin credit file or aiming to rebuild credit, this dual functionality is a significant draw. However, the initial advance amounts can be modest, and the service is only available to users whose income and banking data meet the app's criteria. Some user reviews mention that building up to higher advance limits requires consistent use and timely repayment. The interface is straightforward, focusing on the advance request and repayment schedule. While not a substitute for traditional credit-building tools like secured credit cards, it offers a practical entry point for individuals who need cash and want their financial responsibility to count toward their credit history.