What's a good iOS app for building credit while shopping for everyday items?

Perpay - Shop and Build Credit offers a unique approach to building credit. Instead of just another credit card, it provides a curated marketplace where you can purchase a variety of everyday items. The key is that Perpay reports your payment activity to credit bureaus, helping you establish or improve your credit score as you shop. This can be particularly useful if you're new to credit or looking to rebuild after some setbacks. The app provides access to brands and products that you'll actually use, from electronics and home goods to apparel and accessories. The fixed payment schedules help you manage your budget and avoid surprises. Plus, the responsible reporting to credit bureaus is what makes it a credit-building tool, not just a shopping platform. It's a simple and effective way to improve your credit health while getting the things you need.