What's a good iOS app for boosting my credit score without needing to drop a ton of cash upfront? Gotta keep the beer fridge stocked, ya know?

Kikoff's pretty solid, man. Helps build credit with small purchases and on-time payments. It's like, set it and forget it, which is clutch for my schedule.

credit scorebuild creditsmall purchasescredit bureausJake MorrisonKikoff
Alright, so Kikoff absolutely slaps for building credit without breaking the bank. As a bartender working nights, I don't always have a ton of extra cash lying around. This app lets you build credit with small purchases, like their store items, and it reports your on-time payments to the credit bureaus. It's almost like having a digital barback for your finances, keeping things in order without you having to constantly babysit it. I actually found this cool feature by accident – the automatic payment setup. Saved my shift more than once when I forgot to transfer money over. Plus, it’s legit; I've seen my score actually go up. For someone who's always on the go and needs something low-maintenance, Kikoff's a lifesaver. It’s not gonna make you rich overnight, but it's a steady way to improve your credit, which is a win in my book.

Key Features

Build credit with small, manageable purchases
Automatic payments are a clutch feature
Reports to credit bureaus to improve your score

"Working good so far, Looks like I’m going to be keeping up with this App, Because its,……. “*LEGIT!!!!!”👍👍👍"

— 5★ User Review
IOSUpdated: 7/9/2025
Kikoff – Build Credit Quickly icon

Kikoff – Build Credit Quickly

by Kikoff, Inc.

4.9
Get on App Store

Category

Finance

Platform

ios