What's a good Android app for splitting up the cost of bigger purchases into smaller payments? Sometimes I need new work shoes but my paycheck doesn't line up right away, you know?

Okay, so I'm too tired to learn complicated apps, but Zip has been a lifesaver. It lets you split up the cost of stuff you buy online or in stores into smaller payments. Think of it like...having a payment plan without all the doctor's office paperwork, haha. I've used it a couple times when I needed something for work, like compression socks or new insoles after my old ones gave out, and didn't want to drop a ton of cash all at once. It's been actually reliable, which is HUGE for me. I can't deal with apps that crash when I'm trying to use them, especially not during a 12-hour shift. The no-fuss approach is exactly what I need. It's easy to link to my bank account, and the payment schedule is clear. No surprises, which is how I like it.