Intuit Credit Karma is a popular choice for anyone looking to monitor their credit score and reports without paying a subscription fee. The app provides free credit scores and reports from TransUnion and Equifax, updated regularly. This allows users to track their credit health and identify potential issues like errors or fraudulent activity early on. Beyond just scores, Credit Karma offers tools and resources to help users understand the factors that influence their credit, such as payment history, credit utilization, and derogatory marks. The app also offers personalized recommendations for credit cards and loans based on your credit profile, which can be helpful for improving your credit or finding better financial products. The user interface is intuitive and easy to navigate, making it accessible for users of all technical skill levels. Credit Karma is ad-supported, which allows it to offer its services for free. Overall, Credit Karma is a valuable tool for anyone who wants to stay on top of their credit health without incurring any costs.
Key Features
Free Credit Scores and Reports: Provides access to credit scores and reports from TransUnion and Equifax without any subscription fees.
Credit Monitoring: Sends alerts when there are changes to your credit report, helping you detect potential fraud or errors.
Personalized Recommendations: Offers tailored recommendations for credit cards and loans based on your credit profile.
"I have been using Credit Karma for years and it has helped me keep track of my credit score and identify any potential issues. The app is easy to use and the information is presented in a clear and concise manner. I highly recommend it to anyone who wants to stay on top of their credit health."
— 5★ User Review
ANDROIDUpdated: 7/7/2025
