What's a good Android app for managing my debt in a way that feels empowering and not overwhelming?

I appreciate that Bright Money seems mindfully designed to help manage debt. From what I've seen, it uses AI to analyze your financial situation and creates a personalized debt repayment plan. It also has features to help you save money and improve your credit score, which is a great holistic approach. I also like that it helps track patterns without being invasive, which is key for me. The app's clean interface is a plus too – less clutter means less stress! It’s important to find tools that encourage healthy usage patterns, and Bright Money seems to do that by focusing on progress and solutions, rather than just dwelling on the problem. Plus, the subscription cancelling feature is a nice touch, showing they're thinking about the user's overall financial well-being. I'm always looking for apps that respect boundaries and promote a sense of calm, and this seems to fit the bill.