What's a good Android app for cash advances that includes a budgeting chatbot?

Cleo AI is an Android app tailored for users seeking quick cash advances alongside informal budgeting support. The app's primary function is to offer small loans based on employment verification, bypassing traditional credit checks, which suits individuals facing short-term financial gaps or emergencies. A standout feature is its integrated chatbot, which delivers money management tips with a cheeky, sometimes irreverent tone—this can make budgeting feel less daunting for those overwhelmed by conventional finance apps. Users report that sign-up is straightforward, with approvals often granted within minutes, and the interface is designed for easy navigation. For real-world scenarios, such as covering an unexpected bill before payday, Cleo AI can provide immediate relief without lengthy paperwork. However, reviews indicate occasional technical glitches, particularly with bank account disconnections during withdrawals, which some attribute to backend synchronization issues. Despite this, the app maintains a 3.9-star rating, with many praising its responsiveness and unique approach to financial coaching. While not a comprehensive banking solution, Cleo AI serves as a practical tool for targeted cash flow needs, though potential users should be aware of possible connectivity bugs that may require reinstallation. Overall, it balances accessibility with engaging features, making it a viable option for those prioritizing speed and informal support.