Look, running a business means sometimes cash flow gets tight. I hate overdraft fees – they're a killer. I started using EarnIn a few months back when I was short on payroll. It lets you tap into the money you've already earned, so it's not a loan exactly. You decide what to tip, which is way better than those payday loan sharks. I usually tip a few bucks, depending on how much I borrow. It's saved me from bouncing checks a couple of times, and the bottom line is, it's cheaper than those bank fees. Plus, their help desk is actually responsive, which is a nice change. It's not a long-term solution, but for those short-term pinches, it's worth having in your back pocket. Just don't get too reliant on it, or you'll be in a worse spot. But for managing those unexpected expenses? It's a lifesaver.
Key Features
Access earned wages before payday
Avoid costly overdraft fees
Pay what you think is a fair tip
"This app helps me with groceries and unexpected expenses. I’m so grateful for this app. Thank you’ Lifesaver!!"
— 5★ User Review
IOSUpdated: 7/9/2025
