โ“Your Question

What's a decent app to keep track of my damn money and maybe even make a little on it without getting hosed by fees?

SoFi, man. No fees, they pay you a little somethin' on your cash, and it ain't rocket science to use. Finally, a bank that ain't tryin' to bleed ya dry.

banking appno feesinterestspending trackerSoFiMike O'Sullivanchef finance
Look, most banking apps are garbage, full of hidden fees and designed to confuse the hell outta you. SoFi's different. It's like they actually *want* you to use it. I can see where my money's going, they don't nickel and dime you with fees โ€“ which is HUGE โ€“ and they even give you a little interest on your savings. It's not gonna make you rich, but it's better than nothin', right? Plus, they got this thing where they keep an eye on your spending, which is good 'cause I tend to go overboard on the good olive oil sometimes. It's actually practical, not some fancy BS. For a chef who's more comfortable with a knife than a spreadsheet, that's sayin' somethin'.

Key Features

No sneaky fees โ€“ that's a win in my book
Pays you interest on your savings โ€“ like getting free bread with your pasta
Tracks your spending so you don't blow your whole paycheck on truffle oil
โ€œ

I absolutely love SoFi!!! The app is amazing!! I never get charged feesโ€ฆ and I make money every month off of my money!

โ˜…โ˜…โ˜…โ˜…โ˜…Verified User Review
iOSUpdated Jul 9, 2025

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SoFi: Bank, Invest & Crypto icon

SoFi: Bank, Invest & Crypto

by Social Finance, Inc

โ˜…4.8/ 5.0
Get on App Store โ†’

Screenshots

SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3

+1 more screenshots

Platform

iOS