Your Question

Okay so, I always see cute stuff online but my budget is... a mom budget. What's a good iOS app for, like, splitting up payments without getting murdered by interest?

Girl, Afterpay is a lifesaver! It lets you break up your payments into four installments, interest-free! I use it all the time (maybe a little *too* much, haha).

buy now pay laterinstallment paymentsbudgetingshoppingSarah Martinez
Okay, so I downloaded this Afterpay app at 2am when the baby was crying and I was stress-shopping (don't judge!). Turns out, it's a total game-changer for busy parents who want to treat themselves (or their kids) without feeling the immediate pinch. Basically, you can buy stuff online and pay for it in four installments, every two weeks. The best part? No interest! I was super skeptical at first, because who gives away money? But seriously, it's legit. I use it for everything from clothes for the kids to that cute Anthropologie mug I definitely didn't need. It's a sanity-saver when unexpected expenses pop up (like when my toddler decided to redecorate the living room with permanent marker). It takes literally 30 seconds to set up - I timed it - perfect for when you're waiting in the school pickup line. Plus, I can check this while making lunch. Just be responsible, okay? Don't go buying a yacht or anything!

Key Features

Splits payments into four interest-free installments
Makes online shopping more manageable on a budget
Easy and quick setup (perfect for busy moms!)

I love Afterpay! It's so easy to use and it's a great way to budget your money.

★★★★★Verified User Review
iOSUpdated Jul 9, 2025

More Shopping Questions

Is there a good iOS app that lets me split a large electronics purchase into smaller payments without a credit card?

Afterpay is perfect for this. It breaks large purchases into four interest-free installments over six weeks at thousands of major retailers, with no traditional credit check required....

Afterpay: Pay over time
Afterpay: Pay over time
Afterpay
Same AppRead More →

What's the best iOS app for splitting large purchases into smaller, manageable payments over time, making it easier to budget and afford necessary items?

Afterpay: Pay over time is a great app for splitting larger purchases into smaller, more manageable payments, allowing users to budget effectively and afford items they need....

Afterpay: Pay over time
Afterpay: Pay over time
Afterpay
Same AppRead More →

What's the best iOS app for visualizing furniture in your home and arranging in-store pickup?

IKEA is perfect for this. It offers augmented reality to preview products in your space and integrates seamless ordering with flexible pickup options, all within a user-friendly interface....

IKEA
IKEA
Inter IKEA Systems B.V.
Read More →

What's the best iOS app for saving money on pet supplies with a rewards program?

PetSmart is perfect for this. Its points-based reward system and shipping options help reduce costs on food, toys, and grooming services for pet owners....

PetSmart
PetSmart
PetSmart LLC
Read More →

What's the best iOS app for spreading out holiday gift costs over time without interest?

Zip is perfect for this. It splits holiday purchases into four interest-free payments over six weeks, offering a manageable way to budget for gifts without upfront financial pressure....

Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip Co US, Inc.
Read More →
Afterpay: Pay over time icon

Afterpay: Pay over time

by Afterpay

4.9/ 5.0
Get on App Store

Screenshots

Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3

+6 more screenshots

Category

Shopping

Platform

iOS