Is there a good iOS app that helps with budgeting and provides small cash advances for emergencies?

Dave is a financial app aimed at users who need assistance with budgeting and accessing emergency funds between paychecks. Its core functionality includes offering cash advances up to $250, which can be deposited directly into a linked bank account to cover immediate needs like utility bills or car repairs. For budgeting, the app features expense tracking, alerts for upcoming bills, and a breakdown of spending categories to help users visualize where their money goes. Real-world scenarios include avoiding late payment penalties by using an advance to cover a due date or monitoring daily spending to stay within a monthly budget. Reviews indicate that many users rely on Dave to navigate tight financial situations, with one noting it 'has saved me in many sticky situations.' However, the service fee for advances, which can reach $15, is a common point of feedback; some find it manageable given the convenience, while others wish it were lower. The app also includes optional features like credit building through reported payments, adding value for those looking to improve their financial health over time. Despite minor interface quirks, such as occasional notification delays, Dave remains a practical choice for integrated budgeting and emergency cash access.