Is there a good Android app that tracks my driving for insurance but knows when I'm a passenger?

DynamicDrive is a telematics app designed to monitor driving habits for potential insurance discounts, with a notable feature aimed at a common user frustration: distinguishing the driver from a passenger. The app uses smartphone sensors to track trips, analyzing factors like braking, acceleration, and speed. A key functionality is a manual trip review system. After a journey, users can enter the app's trip settings to label whether they were driving or riding as a passenger, ensuring that another person's driving style doesn't negatively impact their personal score. This addresses a significant pain point in usage-based insurance programs, where being a passenger in a car with aggressive driving could otherwise lead to a lower rating.

For optimal use, the app requires consistent engagement to review and label trips. Users report that this feature works well for maintaining accurate scores, though some note that forgetting to make the correction can be a drawback. The interface includes clear trip summaries and scoring breakdowns, allowing drivers to see exactly what behaviors affect their rating. While the core tracking is automatic, the manual override provides necessary control, making it a practical choice for families or frequent carpoolers. Customer service interactions are also highlighted positively in user feedback, which can be helpful during setup.