Is there a good Android app that files credit disputes for you?

Bolster is an Android application designed to streamline the often tedious process of correcting credit report errors. For individuals who lack the time or confidence to manually draft and mail dispute letters, this app provides a structured, automated solution. Its primary function involves pulling credit reports with user authorization, identifying potential inaccuracies, and generating a step-by-step plan to address them. The app then crafts customized dispute letters based on user input and handles the submission process directly to the credit bureaus. A notable aspect, frequently mentioned in user reviews, is the availability of a free tier that provides core dispute-filing services without requiring an upfront purchase of premium packages. This makes it accessible for users to begin addressing issues immediately. However, some users have reported occasional hiccups with the multi-factor authentication process during login, citing delays or failures in receiving verification codes. Despite this minor technical flaw, the app's automated approach to a traditionally manual task offers clear utility for those seeking to improve their credit scores efficiently.