Best Expense Tracker Apps for iOS - September 2025
These 11 apps stand out for their advanced features, user-friendly interfaces, and robust expense management capabilities, making them the top choices for iOS users in 2025.
Our Top Pick
The best expense tracker app for iOS
Why It's #1
- End-to-end expense lifecycle management
- Business trip booking integration
- Corporate card synchronization
Screenshots
About Zoho Expense: Travel & Expense
Zoho Expense is designed to automate expense tracking, handle the entire mileage expense lifecycle, book business trips, and manage corporate credit cards for your organization. At Zoho, we believe your privacy is our #1 priority. That's why we have chosen to be GDPR compliant everywhere. Your data is safe with us, and we will always respect your privacy. Learn more about our commitment to GDPR compliance: https://www.zoho.com/financeplus/gdpr.html Here's what Zoho Expense offers: - Manage mileage expense lifecycle from making mileage claims to tracking and reimbursements. - Scan your receipts in 15 different languages using the receipt scanner. Take a picture from your Zoho Expense app and an expense will be created automatically. - Select flights, hotels, cabs, and trains based on the company's policy and have them sent for approval. Once approved, the tickets will be automatically booked. - Connect your personal and corporate credit cards; Zoho Expense fetches card feeds instantly and converts the statements into expenses. - Catch up on pending expense reporting tasks with the help of Zia, your assistant. - Approve reports instantly and move them toward reimbursement. - Recieve instant notifications for your submitted reports and trips. - Get quick insights on your business spend with analytics. - Add expenses when you are offline, and have them synced once you are back online. - Upgrade or change your plan directly within the app. Choose a monthly or yearly subscription. The Zoho Expense Premium plan includes a minimum of five users with unlimited receipt scanning, travel desk availability, automated per diem, custom approvals, and much more. Awards won: 1. Zoho Expense has been recognized as the Business category winner in the AatmaNirbhar Bharat App Innovation Challenge organized by the Government of India. 2. Voted as one of the Best Products for Finance by G2. 3. Recognized as the category leader in "Expense Management" on G2. Download & sign up for a 14-day free trial to manage your business expense reports on the go. Payment will be charged to your iTunes account upon confirmation of purchase. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Account will be charged for renewal within 24 hours prior to the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. No cancellation of the current subscription is allowed during the active subscription period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that product. Privacy Policy and Terms & Conditions: - https://www.zoho.com/privacy.html - https://www.zoho.com/terms.html Disclaimer: Continued use of GPS running in the background can dramatically decrease battery life.
Overview
These 11 apps stand out for their advanced features, user-friendly interfaces, and robust expense management capabilities, making them the top choices for iOS users in 2025.
Ideal for individuals, freelancers, and businesses seeking to streamline financial tracking, reduce errors, and save time on tax preparation and budgeting.
We evaluated based on accuracy, ease of use, feature set, pricing, user reviews, and integration with other financial tools.
Why Zoho Expense: Travel & Expense is Our #1 Pick
Key Reasons:
Comprehensive automation of expense tracking
Seamless integration with business travel and corporate cards
High user ratings and reliability
Standout Features:
Automated expense categorization
Mileage expense lifecycle management
Corporate credit card integration
"Users love its automation and how it simplifies expense reports for business trips."
- What users love most
Our Recommendations
Best Overall
Zoho Expense: Travel & Expense
It offers the most comprehensive feature set for both personal and business expense management with high automation.
💚 Best Free
iSpending - Expense Tracker
Completely free, easy to use, and effective for basic personal finance tracking without any costs.
💎 Best Premium
MileIQ: Mileage Tracker & Log
Worth paying for its premium features if you need automatic mileage tracking for maximum tax deductions.
Easiest to Use
Budget Planner And Savings App
Its straightforward interface makes it ideal for beginners to start managing finances without confusion.
Most Innovative
Stride: Mileage & Tax Tracker
Combines mileage tracking with tax savings and insurance in a unique, value-added way.
The 11 Best expense tracker Apps
Zoho Expense: Travel & Expense
Pros:
- Automates expense entry and reporting
- Handles mileage and travel expenses efficiently
- Free with robust features
Cons:
- Can be complex for personal use
- Limited customization for non-business users
The ultimate app for business expense management with full automation and integration.
Stride: Mileage & Tax Tracker
Pros:
- Automatic mileage tracking with GPS
- Integrated tax deduction calculations
- Free and user-friendly
Cons:
- Primarily focused on mileage, less on general expenses
- Insurance features might not be needed by all
A powerful free app that combines mileage tracking with tax savings and insurance options.
MileIQ: Mileage Tracker & Log
Pros:
- Fully automatic mileage detection
- Accurate IRS-compliant reports
- Easy to use and reliable
Cons:
- Premium features require subscription
- Less emphasis on non-mileage expenses
The best automatic mileage tracker for maximizing tax deductions with minimal effort.
Receipt Scanner・Track Expenses
Pros:
- Fast and accurate receipt scanning with OCR
- Good for both personal and business use
- Free with useful features
Cons:
- OCR can sometimes misread text
- Limited advanced reporting without paid plans
An excellent app for scanning receipts and creating detailed expense reports using OCR technology.
Tofu: Accounting & Bookkeeping
Pros:
- Integrated invoicing and expense tracking
- Simple interface for self-employed users
- Free with essential tools
Cons:
- Not as comprehensive for large businesses
- Limited advanced analytics
A great app for freelancers and small business owners to track expenses and generate invoices seamlessly.
iSpending - Expense Tracker
Pros:
- Easy to set up and use
- Good for basic income and spending tracking
- Completely free
Cons:
- Lacks advanced features like receipt scanning
- No business-oriented tools
A user-friendly app perfect for personal finance tracking with millions of downloads.
MoneyCoach: Budget Planner
Pros:
- Focuses on habit formation and financial planning
- Comprehensive budget tools
- Free with helpful insights
Cons:
- Can be overwhelming for new users
- Some features require learning curve
Helps build healthy financial habits with detailed budgeting and spending tracking.
Expense,Budget & Bill Tracker
Pros:
- Aesthetically pleasing interface
- Good for tracking bills and budgets
- Free and easy to navigate
Cons:
- Limited automation and integration
- Not as feature-rich as others
Offers a beautiful overview of finances with budgeting and bill tracking features.
Budget Planner And Savings App
Pros:
- Simple and straightforward to use
- Good for basic budgeting
- Free with no ads in basic version
Cons:
- Lacks advanced features like OCR or mileage
- Limited reporting options
A practical app for organizing monthly finances with easy spending control.
Mileage Expense Log & Tracker
Pros:
- Flexible mileage tracking options
- Includes expense logging for trips
- Free with useful tools
Cons:
- Interface can feel outdated
- Not as automated as dedicated mileage apps
A versatile app for tracking mileage and expenses with multiple input methods.
Money Monitor: Expense Tracker
Pros:
- All-in-one finance management
- Tracks multiple accounts and bills
- Free with broad feature set
Cons:
- Can be complex to set up
- Lower user ratings indicate some usability issues
A comprehensive app for managing transactions, accounts, and cash flow.
Comparison Insights
Key Differences
Apps vary from basic budgeting to specialized mileage tracking; some focus on receipt scanning, while others emphasize habit formation or business integration.
How to Choose
Consider your primary need: mileage for drivers, receipts for paper-heavy users, or simplicity for beginners. Look for accuracy, ease of use, and cost.
Common Limitations
Most apps struggle with fully automated data entry without manual input, and few offer deep financial forecasting or investment tracking.
Emerging Trends
Increased use of AI for categorization, better integration with banking APIs, and more focus on privacy and data security in 2025.
Key Insights
Automation is key for business users, simplicity wins for personal use, and integration with taxes adds significant value. Free apps often suffice, but paid upgrades offer advanced features.
Buying Guide
Essential Features
- •Accurate expense categorization
- •Receipt scanning or manual entry
- •Export capabilities for reports
Nice to Have
- •Mileage tracking
- •Budgeting tools
- •Multi-device sync
⚠️ Red Flags
- •Hidden fees or aggressive ads
- •Poor data security
- •Lack of customer support
Pricing Expectations
Most apps are free with optional paid plans ranging from $2-10/month for advanced features like automation or ad removal.
Frequently Asked Questions
What is the best expense tracker app for small businesses?
Zoho Expense is top for its automation and integration with business tools, making expense reports efficient.
How do I choose between a free and paid expense tracker app?
Start with a free app like iSpending for basics; upgrade to paid if you need advanced features like automatic mileage or receipt scanning.
Is there a steep learning curve for these apps?
Apps like Budget Planner are easy, while others like Money Monitor may require more time to set up and use effectively.
Conclusion
The best expense tracker app depends on your specific needs, from business automation to personal simplicity, with options for every user.
After careful comparison, the key differentiators in this category are: Apps vary from basic budgeting to specialized mileage tracking; some focus on receipt scanning, while others emphasize habit formation or business integration.
Our Final Recommendation
Choose Zoho Expense for business, iSpending for free personal use, or MileIQ for mileage tracking to get started based on your priorities.
What We're Hoping to See in the Future
Expect more AI-driven features, better security, and deeper integrations with financial systems in the coming years.
Current Trends: Increased use of AI for categorization, better integration with banking APIs, and more focus on privacy and data security in 2025.