Zip - Buy Now, Pay Later icon

Zip: Buy Now Pay Later

by Zip Co US, Inc.

4.9
IOSShopping

Zip empowers shoppers with a flexible buy now, pay later platform. Split purchases into 4 installments over 6 weeks at your favorite stores, online or in-store. Get instant approval without hard credit checks, and easily manage payments in the app.

About Zip - Buy Now, Pay Later

Zip provides a smarter way to stretch your funds, offering a seamless buy now, pay later experience. Shop at your favorite brands and split any purchase into 4 installments over 6 weeks. The app provides instant approval, eliminating application forms and hassle. Use Zip pretty much anywhere, online or in-store, and add it to Apple Wallet or Google Pay for easy access. As a smart alternative to credit cards, Zip doesn't perform hard credit checks and has no impact on your credit score. Stay on top of every payment with timely reminders for upcoming installments. Install the app, sign up, and start shopping. Enter the desired purchase amount, and Zip splits it into manageable installments. Track spending, view transaction history, and easily manage open payments within the app. Update account details or payment methods anytime. Access frequently asked questions and contact the support team directly through the app. Zip gives you the flexibility to manage your finances while enjoying your favorite products. It's the perfect shopping companion, offering a convenient and responsible way to pay later. Discover the ease and freedom of buy now, pay later with Zip.

Key Features

  • Split any purchase into 4 installments
  • Shop online or in-store with ease
  • Track spending and manage payments in-app

Why Users Love It

Offers flexible payment options
Provides instant approval
Great app for splitting up larger purchases into manageable payments – makes budgeting much easier!

Perfect for: Perfect for savvy shoppers seeking flexible payment options without impacting their credit score.

Screenshots

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Ranking History

Category #21

7/12/2025

#47

User Reviews

A the Incredible
7/9/2025

I love zip it’s so simple and easy and the payment options are great. Happy customer I love zip it’s so simple and easy and the payment options are great.

Mr skepticals
7/9/2025

Was very skeptical of zip with all the scamming going on but was referred by a friend & have since done 2 successful zip orders will continue to use ideal for night outs , groceries or even getting yourself something nice on payment plan with only a few extra dollar charge Honest review Was very skeptical of zip with all the scamming going on but was referred by a friend & have since done 2 successful zip orders will continue to use ideal for night outs , groceries or even getting yourself something nice on payment plan with only a few extra dollar charge

Glamourdiva65
7/9/2025

I really like this BNPL option. It is a lifesaver especially when you are light on cash and you need to pay something really quickly Great Help I really like this BNPL option. It is a lifesaver especially when you are light on cash and you need to pay something really quickly

ALYSIA BRUH
7/9/2025

I’ve had zip for a minute and in dyer need they always come through….make sure u paying ur ish cuz they the best out there !!!! WHEN U BARELY MAKING IT!!!!! I’ve had zip for a minute and in dyer need they always come through….make sure u paying ur ish cuz they the best out there !!!!

KokoJoseph
7/9/2025

I would never qualify for any pay later options until I came across Zip. I made a purchase through Mercari and decided to apply for Zip. I was approved! It’s helped me during some hard financial times. Now they have a debit card to make purchases so much easier. I’m so grateful for this company. Best Ever! I would never qualify for any pay later options until I came across Zip. I made a purchase through Mercari and decided to apply for Zip. I was approved! It’s helped me during some hard financial times. Now they have a debit card to make purchases so much easier. I’m so grateful for this company.

App Details

Developer

Zip Co US, Inc.

Platform

ios

Rating

4.9

Last Updated

7/12/2025