Zip - Buy Now, Pay Later icon

Zip: Buy Now Pay Later

by Zip Co US, Inc.

4.9
IOSShopping

Zip empowers shoppers with a flexible buy now, pay later platform. Split purchases into 4 installments over 6 weeks at your favorite stores, online or in-store. Get instant approval without hard credit checks, and easily manage payments in the app.

About Zip - Buy Now, Pay Later

Zip provides a smarter way to stretch your funds, offering a seamless buy now, pay later experience. Shop at your favorite brands and split any purchase into 4 installments over 6 weeks. The app provides instant approval, eliminating application forms and hassle. Use Zip pretty much anywhere, online or in-store, and add it to Apple Wallet or Google Pay for easy access. As a smart alternative to credit cards, Zip doesn't perform hard credit checks and has no impact on your credit score. Stay on top of every payment with timely reminders for upcoming installments. Install the app, sign up, and start shopping. Enter the desired purchase amount, and Zip splits it into manageable installments. Track spending, view transaction history, and easily manage open payments within the app. Update account details or payment methods anytime. Access frequently asked questions and contact the support team directly through the app. Zip gives you the flexibility to manage your finances while enjoying your favorite products. It's the perfect shopping companion, offering a convenient and responsible way to pay later. Discover the ease and freedom of buy now, pay later with Zip.

Key Features

  • Split any purchase into 4 installments
  • Shop online or in-store with ease
  • Track spending and manage payments in-app

Why Users Love It

Offers flexible payment options
Provides instant approval
"Great app for splitting up larger purchases into manageable payments – makes budgeting much easier!"

Perfect for: Perfect for savvy shoppers seeking flexible payment options without impacting their credit score.

Screenshots

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📊Ranking History

Track Zip - Buy Now, Pay Later's performance in Shopping over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#45

+3 from last week

Best Rank

#31

🏆

All-time high

Average Rank

#44

📈

30-day average

User Reviews

Softest1
8/9/2025

The Best Buy now pay later site by far. Easy to use and really good site Zip The Best Buy now pay later site by far. Easy to use and really good site

llAres-
8/11/2025

Great app, has come in clutch in tight situations! Life Saver! Great app, has come in clutch in tight situations!

Xavier32390
8/13/2025

After being denied by Klarna, Afterpay, & Affirm over a million times, I found one app that was easy and accessible to me for all my collectibles and other needs. I love this app! Highly recommend this platform if you are looking for a purchase now/pay later option. I’m looking forward to seeing how it can play out in the holiday season. My Savior After being denied by Klarna, Afterpay, & Affirm over a million times, I found one app that was easy and accessible to me for all my collectibles and other needs. I love this app! Highly recommend this platform if you are looking for a purchase now/pay later option. I’m looking forward to seeing how it can play out in the holiday season.

Katydid571
8/13/2025

OMG. I love zip. It’s so easy to get what you want and pay in payments. Great way to cover back to school expenses Zip OMG. I love zip. It’s so easy to get what you want and pay in payments. Great way to cover back to school expenses

IAmGMan!
8/12/2025

Many times where I’ve needed to make a purchase, but the cost would be a bit pricey. Luckily, Zip made it a whole lot easier to spend my money wisely with payment plans!!! 10/10 would recommend Extremely reliable!!! Many times where I’ve needed to make a purchase, but the cost would be a bit pricey. Luckily, Zip made it a whole lot easier to spend my money wisely with payment plans!!! 10/10 would recommend

App Details

Developer

Zip Co US, Inc.

Platform

ios

Rating

4.9

Last Updated

8/15/2025