Transact eAccounts serves as a digital campus management platform developed by Transact Campus, LLC, positioning itself as an all-in-one solution for institutional identification and financial transactions. The application targets the growing market of connected campuses seeking to modernize traditional ID cards and payment systems through mobile integration. The core functionality centers around three primary features: real-time account balance monitoring, transaction history tracking, and seamless fund deposits through Apple Pay or saved payment methods. At supported institutions, the app extends beyond financial management to serve as a digital access card, enabling users to gain entry to residential buildings, academic facilities, and campus events using iPhone or Apple Watch. The integration with Apple Wallet represents a significant advancement over physical cards, particularly for contactless payments at campus vendors, laundry facilities, and dining locations. User experience demonstrates thoughtful design with intuitive navigation and rapid transaction processing. The interface prioritizes essential functions through clear visual hierarchy, making balance information immediately accessible while maintaining robust security protocols for financial transactions. Real-world usage patterns indicate highest engagement during semester beginnings when adding funds, between classes for quick purchases, and during evening hours for building access—demonstrating alignment with campus rhythms. User feedback trends overwhelmingly positive, with a 4.83/5 rating reflecting satisfaction across demographic groups. Reviews from technologically hesitant users like 'Salem Law' (August 2023) note initial learning curves but eventual success with support resources. Multiple reviews from 2023-2024, including 'bk4556' (June 2024) and 'disappointed dad n mum' (June 2023), specifically praise the convenience of watch-based access and digital ID functionality over physical alternatives. The consistency of five-star ratings across years suggests sustained performance despite iOS updates. The application demonstrates notable strengths in convenience and integration depth but faces limitations regarding campus adoption variability and feature parity across institutions. While the digital ID functionality receives universal praise, its availability remains dependent on individual campus infrastructure investments. The ideal use case involves students at fully-integrated campuses seeking to minimize physical card carrying while maintaining access to all campus services through their mobile devices.