SoFi - Banking & Investing icon

SoFi: Mobile Banking

by Social Finance, Inc

4.8
IOSFinance

SoFi is a mobile banking and investing platform with over 10 million members. It offers mobile checking, commission-free trading, high-yield savings accounts, personal loans, and budgeting tools, all within a secure and user-friendly app.

About SoFi - Banking & Investing

SoFi simplifies mobile banking and investing, allowing you to send money, deposit checks, pay bills, and track spending. Enjoy commission-free stock trading (other fees apply) and high-yield savings accounts. A standout feature is the SoFi Plus premium membership, unlocking exclusive rewards and discounts. "SoFi so far has been a very good financial app," says one user. Benefit from no monthly fees or overdraft charges, early paycheck access with direct deposit, and a vast network of fee-free ATMs. Invest in fractional shares, access IPOs, and utilize automated investing options. SoFi's budget tracker, fraud alerts, and FDIC insurance up to $3 million provide security and peace of mind. Manage your finances, track your budget, and grow your investments with SoFi's comprehensive banking features.

Key Features

  • Trade stocks and ETFs with no commission
  • Earn a highly competitive APY with direct deposit
  • Track spending across all linked accounts

Why Users Love It

Offers commission-free trading
Provides high-yield savings options
""SoFi so far has been a very good financial app. I’m looking forward to the $300 bonus for my direct deposit soon!" (5/5) – 158 chars"

Perfect for: Perfect for tech-savvy individuals seeking a comprehensive mobile banking and investing solution.

Screenshots

SoFi - Banking & Investing screenshot 1SoFi - Banking & Investing screenshot 2SoFi - Banking & Investing screenshot 3SoFi - Banking & Investing screenshot 4

📊Ranking History

Track SoFi - Banking & Investing's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#39

4 from last week

Best Rank

#23

🏆

All-time high

Average Rank

#29

📈

30-day average

User Reviews

iejenh297374
7/30/2025

This is hands down the best fintech new generation banking app on the market The best fintech app on the market This is hands down the best fintech new generation banking app on the market

bad_art
7/30/2025

Not easy to navigate (see Shwab) for how to set up a webste, Sofi needs to attract older people, the ones that have the money. Do well and prosper. Your heart is in the right place, Robert M. Desjardins, a fan of SOFI Review: Not easy to navigate (see Shwab) for how to set up a webste, Sofi needs to attract older people, the ones that have the money. Do well and prosper. Your heart is in the right place, Robert M. Desjardins, a fan of SOFI

Polite P Mitchell
8/5/2025

They do very good business and are very professional💯💪🏾 Happy They do very good business and are very professional💯💪🏾

Fatzz40
8/5/2025

I really love the SoFi banking app and the ease of accessibility to my finances in real time. I love the continuous updated information and the incentives when using my debit card to pay bills and make necessary purchases. The way the app is set up it allows me to better monitor my spending habits and helps to ensure I am making intelligent purchases. New Member I really love the SoFi banking app and the ease of accessibility to my finances in real time. I love the continuous updated information and the incentives when using my debit card to pay bills and make necessary purchases. The way the app is set up it allows me to better monitor my spending habits and helps to ensure I am making intelligent purchases.

Daninwaxhaw
8/5/2025

Everything you need is here all in one place. Well organized, easy to navigate. Great savings rates! Great app! Everything you need is here all in one place. Well organized, easy to navigate. Great savings rates!

App Details

Developer

Social Finance, Inc

Platform

ios

Rating

4.8

Last Updated

8/9/2025