SoFi - Banking & Investing icon

SoFi: Mobile Banking

by Social Finance, Inc

4.8
IOSFinance

SoFi is a mobile banking and investing platform with over 10 million members. It offers mobile checking, commission-free trading, high-yield savings accounts, personal loans, and budgeting tools, all within a secure and user-friendly app.

About SoFi - Banking & Investing

SoFi simplifies mobile banking and investing, allowing you to send money, deposit checks, pay bills, and track spending. Enjoy commission-free stock trading (other fees apply) and high-yield savings accounts. A standout feature is the SoFi Plus premium membership, unlocking exclusive rewards and discounts. "SoFi so far has been a very good financial app," says one user. Benefit from no monthly fees or overdraft charges, early paycheck access with direct deposit, and a vast network of fee-free ATMs. Invest in fractional shares, access IPOs, and utilize automated investing options. SoFi's budget tracker, fraud alerts, and FDIC insurance up to $3 million provide security and peace of mind. Manage your finances, track your budget, and grow your investments with SoFi's comprehensive banking features.

Key Features

  • Trade stocks and ETFs with no commission
  • Earn a highly competitive APY with direct deposit
  • Track spending across all linked accounts

Why Users Love It

Offers commission-free trading
Provides high-yield savings options
"SoFi so far has been a very good financial app. I’m looking forward to the $300 bonus for my direct deposit soon!" (5/5) – 158 chars

Perfect for: Perfect for tech-savvy individuals seeking a comprehensive mobile banking and investing solution.

Screenshots

SoFi - Banking & Investing screenshot 1SoFi - Banking & Investing screenshot 2SoFi - Banking & Investing screenshot 3SoFi - Banking & Investing screenshot 4

Ranking History

Category #2

7/16/2025

#27

Category #2

7/15/2025

#26

Category #2

7/14/2025

#36

Category #2

7/13/2025

#38

Category #2

7/12/2025

#31

Category #2

7/11/2025

#26

Category #2

7/10/2025

#24

Category #2

7/9/2025

#25

User Reviews

Brat0714
6/30/2025

This site is so much easier to UNDERSTAND, LINK BANKS, GET A GOOD LOAN and the layout is just so much easier on your brain. So much EASIER This site is so much easier to UNDERSTAND, LINK BANKS, GET A GOOD LOAN and the layout is just so much easier on your brain.

Maddawg48
6/30/2025

All in one, easy to use, sleek UI. It’s the future of banking. Modern day banking All in one, easy to use, sleek UI. It’s the future of banking.

Brittney Inglesby
7/7/2025

I absolutely love SoFi!!! The app is amazing!! I never get charged fees… and I make money every month off of my money! The tiniest complaint I have is I want to be able to deposit cash. There are ways but they don’t seem convenient. I love it comes with free checks, and it monitors how I spend my money, can help invest your money, monitors my credit score etc!!! Could not be happier with any other bank out there!!!! Love this bank so much! I absolutely love SoFi!!! The app is amazing!! I never get charged fees… and I make money every month off of my money! The tiniest complaint I have is I want to be able to deposit cash. There are ways but they don’t seem convenient. I love it comes with free checks, and it monitors how I spend my money, can help invest your money, monitors my credit score etc!!! Could not be happier with any other bank out there!!!!

Kylecoin
7/7/2025

They took it upon themselves to move my money into an investment account now I can’t move or even use my own money, I’m pressing charges for larceny a person They’ll steal your money They took it upon themselves to move my money into an investment account now I can’t move or even use my own money, I’m pressing charges for larceny a person

buffaloes best
7/7/2025

Sofi was there when I needed a personal loan and made it so easy and right in time. The easiest and best Sofi was there when I needed a personal loan and made it so easy and right in time.

App Details

Developer

Social Finance, Inc

Platform

ios

Rating

4.8

Last Updated

7/9/2025