Revolut: Send, spend and save icon
Revolut App Review: Testing the All-in-One Financial Hub

by Revolut Ltd

4.7
IOSFinance
A comprehensive tool for managing money across borders, Revolut combines everyday spending with savings and investment features in a single interface. Designed to help users handle multiple currencies, track subscriptions, and automate finances, it targets a globally-minded audience. For anyone who frequently travels, works internationally, or simply wants more granular control over their cash flow, this app presents a compelling alternative to traditional banking.

Detailed Review

Revolut has established itself as a prominent player in the digital banking and fintech space, offering an application that functions as a multifaceted financial dashboard. The platform’s core proposition involves integrating current account services, currency exchange, and various financial tools into one mobile-first experience, effectively serving as a primary spending account for many of its users. The app’s functionality is broad, anchored by its multi-currency accounts that allow holding and exchanging dozens of foreign currencies, often at interbank exchange rates. Core features extend to physical and virtual debit cards, automated savings 'vaults' with rounding-up rules, and tools for budgeting and subscription tracking. More advanced options include commission-free stock and cryptocurrency trading, though these are subject to regional availability and specific terms. For real-world use, a traveler can pay in local currency abroad without standard foreign transaction fees, while a freelancer receiving international payments can convert and manage funds efficiently. The bill-splitting feature and disposable virtual cards for online purchases are frequently cited as practical, day-to-day utilities. In daily use, the interface is generally considered clean and responsive, with transaction notifications appearing in near real-time. The home screen provides a clear overview of balances and recent activity, while deeper analytics offer spending breakdowns by category and merchant. However, some menu structures for accessing less common features, like insurance products or commodity trading, can feel buried. Navigation is mostly intuitive, though the sheer volume of available services occasionally leads to a cluttered feeling in secondary tabs, a minor imperfection noted in some critical assessments. User feedback commonly highlights the convenience of instant currency exchange and the transparency of fee structures for standard usage. Positive reviews frequently mention the utility of budgeting tools and the perceived speed of international transfers compared to high-street banks. On the other hand, critical app store reviews often focus on customer service response times during account verification or dispute resolution. There are also user reports of confusion regarding specific fees for certain transfer types or weekend currency exchanges, underscoring the importance of understanding the detailed pricing schedule. Despite these points, the overall sentiment remains strongly positive, with users valuing the app's core financial agility. Ultimately, Revolut delivers a powerful and flexible financial management platform, particularly for users with international financial interests or those seeking modern money tools. Its main strengths lie in currency management, spending analytics, and feature diversity. The limitations typically involve the complexities of its premium tier structures and occasional user support challenges. It is a robust choice for tech-savvy individuals comfortable with a digital-first bank, though it may not fully replace all services of a traditional brick-and-mortar institution for everyone.

Key Features

  • Multi-currency accounts allow holding and exchanging 30+ currencies with real-time rates, beneficial for travel and international transactions without high bank fees.
  • Instant spending notifications and categorized analytics provide a clear, real-time breakdown of where money goes each month, aiding budget control.
  • Automated savings 'vaults' can be set up with round-up rules on purchases, passively building savings for specific goals.
  • Integrated peer-to-peer payments and bill-splitting tools make it simple to share costs with contacts directly within the app.
  • Disposable virtual debit cards enhance security for online shopping by generating a unique card number for each merchant or transaction.
  • Commission-free trading in stocks and cryptocurrencies offers investment access, though market hours and regional restrictions apply.

Why Users Love It

Low-cost international spending
Centralized money tracking

Perfect for: Ideal for frequent travelers, digital nomads, expatriates, and anyone seeking consolidated control over spending, saving, and currency exchange.

Screenshots

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Ranking History

Track Revolut: Send, spend and save's performance in Finance over the last 30 days

Top 5
Top 10
Top 15
Below 15

Current Rank

#49

Best Rank

#49

All-time high

Average Rank

#49

30-day average

User Reviews

Nik Burnt
Dec 19, 2025

I’m absolutely sure that this is my only name which available on every service I’ve met on web(gmail, apple, etc) bot not Revolut. Thank you, I won’t use the app where my friends could be frauded by providing them my revtag. Hmm, looks like i know where bug is - I’ve started the registration but on the address step kill the app and returned to it after - looks like after that my revtag was stored on your backend Revtag is not available I’m absolutely sure that this is my only name which available on every service I’ve met on web(gmail, apple, etc) bot not Revolut. Thank you, I won’t use the app where my friends could be frauded by providing them my revtag. Hmm, looks like i know where bug is - I’ve started the registration but on the address step kill the app and returned to it after - looks like after that my revtag was stored on your backend

mra fard
Dec 19, 2025

My best user experience for online banking is Revolut. They are standing far top from other banks. I really enjoy it's features and fast responding and user friendly mobil app ang great exchange rates and transfers. Everyone Must have a Revolut account. best user experience. My best user experience for online banking is Revolut. They are standing far top from other banks. I really enjoy it's features and fast responding and user friendly mobil app ang great exchange rates and transfers. Everyone Must have a Revolut account.

Sandy Guz
Dec 18, 2025

This app has been an incredible solution to send funds internationally to friends and family. Many thanks for creating it. It is invaluable. Sandra Guzman This app has been an incredible solution to send funds internationally to friends and family. Many thanks for creating it. It is invaluable.

Junglevelvet
Dec 23, 2025

No comparison with any other banking apps. The best bank app I’ve ever seen. No comparison with any other banking apps.

Swinskiryj
Dec 21, 2025

I have no cons here , sometimes cannot find where what is but in general - great app F...n good I have no cons here , sometimes cannot find where what is but in general - great app

App Details

Developer

Revolut Ltd

Platform

ios

Rating

4.7

Last Updated

12/26/2025